A step-by-step plan, live coaching calls, and weekly accountability for couples. Get your debt-free date in the first 48 hours. Then follow the plan with a coach and a group of couples doing the same work.
Free. 25 minutes on Zoom. Bring your spouse.
They have a plan problem and a talking problem. You make a budget. It works for three weeks. Then one bill or one argument and it is gone. You avoid the money talk because it turns into a fight. You read advice online and none of it fits your house.
Sean and his wife Kathleen lived this. They put furniture on credit cards. They refinanced to pay off debt and then ran it back up. One month they had to choose between groceries and the mortgage. They fought about money all the time. Then they sat down, agreed on one plan, and both gave something up. Between 2020 and 2024 they paid off $147,000 of consumer debt.
The community teaches couples the same plan.
Six steps in a set order. Each step has 2 to 4 short video lessons, 1 or 2 tools, a live call, and one action you post in the community. Most lessons run 2 to 6 minutes.
List every debt and get a debt-free month and year within 48 hours of joining. Our Debt Snowball Calculator handles up to 20 debts.
Learn what you are really fighting about. Start a weekly money date. Write your money rules. In Sean's house, any purchase over $100 gets discussed first.
Build a monthly budget around your real paydays. Cover essentials first. Rank expenses together. Most couples need about three tries before a budget works, so we fix it at the weekly check-in, not at month end.
Save a starter buffer of $1,000 so one surprise bill does not send you back to the credit card.
Work the debt snowball. Aim to pay your first balance to zero by day 75. Learn what to do when life breaks the plan.
Send the money that went to debt into savings and investing. Build the full emergency fund. Learn investing principles in plain words.
If you keep only one habit, keep the money date.
The community launched October 1, 2026 with a small group of founding households. Founding members get a locked rate for as long as they stay, direct access to Sean, and a say in what gets built next. Membership starts with a 90-day commitment. After day 90 you can cancel anytime.
Book a Free Intro Call to See If It FitsWe go over pricing and fit on the call.
1:1 coaching is the premium tier. You get everything in the community plus private coaching with Sean.
These are real averages across our couples program. Results depend on income, debt load, and consistency. These are not outliers.
These are not edited highlight reels. These are couples who showed up, did the work, and changed their financial future.
"We had tried budgeting on our own three times and quit every time. Sean showed us why we kept failing and gave us a system that actually fits how we live. Six months in, we've paid off our car and have a real emergency fund for the first time."
"Money was the one topic we could not talk about without it turning into a fight. Sean gave us a structure for having those conversations, and now it's just a normal part of our week. The financial progress came naturally once we stopped fighting."
"We came in thinking we needed to earn more. Sean showed us we were losing over $1,500 a month to disorganization and spending we didn't even notice. We didn't change our income. We changed our habits. That was the whole thing."
Sean Harmon holds an M.S. in Finance and has coached more than 300 clients. He served in the Marine Corps from 2008 to 2017 and works as a firefighter. He and his wife Kathleen paid off $147,000 of consumer debt in four years. Today they talk about money openly, and they do not fight about it.
Couples who fight about money or avoid it, who start a plan and drop it after a few weeks, and who want one plan they both agree on.
About 48 minutes. That is 10 minutes to update spending, 5 to adjust, 30 for your money date, 2 to send extra money to debt, and 1 to post your check-in. Lessons are short. Most run 2 to 6 minutes.
You watch the Step 1 lessons, enter your debts into the Debt Snowball Calculator, and get your debt-free month and year. Then you post that date in the community.
Most couples do at some point. Most also need about three tries before a budget works. You fill out a short weekly check-in. If things are off track, Sean replies personally within a day. Live calls cover how to fix a broken budget mid-month.
Membership starts with a 90-day commitment, because the first 90 days are where most of the work happens. After day 90, you can cancel anytime. Your founding rate stays locked as long as you stay.
Sit down with Sean on Zoom. Share where you are today. Leave with one clear next step you can take together. If the community fits, Sean will tell you. If it does not, he will tell you that too.
Book a Free Intro CallFree. No pressure. Both spouses welcome.